Ricardo Ludert, CLTC

Managing Director

Ricardo Ludert

Office: 305-415-8520

201 Alhambra Cir Ste 703
Coral Gables, FL 33134-5108

Get a Map

 
 

My Networks

 

Refer a Friend

Do you know someone who might share your concerns about financial security?

 
 
 
 

Build Your Foundation For Life

Build Your FoundationSee how Northwestern Mutual permanent life insurance offers protection along with cash value that is guaranteed to grow over time.

Build Your Foundation

Real Stories From Real People

See Facebook Badgevideos of our policyowners of our policyowners sharing how permanent life insurance has made a difference in their lives.

Northwestern Mutual Named #1

FORTUNE® magazine named Northwestern Mutual the “World’s Most Admired Company” in the life insurance industry.

See why we’re ranked #1 in the world.

Northwestern Mutual Named a Best Internship for 2009

Bloomberg BusinessWeek’s list of the Best Internships ranks Northwestern Mutual’s financial representative internship program 1st in the insurance industry and 23rd overall.

Click here to read more

Life never stands still. It’s always changing direction and presenting us with new opportunities. That’s why your approach to seeking financial security has to be flexible. As life changes, so do your circumstances, needs, and goals. I make it my business to know my clients and their families well. I think it’s important for me to understand not just the state of their finances, but also their personal goals and preferences. Working together, we will be able to identify the aspects that most need attention, now and for the future. It’s important to keep up with the significant changes in life. Let me help you achieve a future with financial security.
 
 

My Mission

As a Northwestern Mutual Financial Network Representative, in all situations I will make those recommendations which I would do for myself and my family if faced with a similar situation.

By matching your needs with innovative solutions utilizing world-class insurance services and internationally recognized investment products, I will do my best to help you protect and provide for those people you care about most. I will work hard to build a relationship with you based on trust and integrity, always striving to provide you with the same level of ethical service that I would expect for myself.

 


Northwestern Mutual

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of Northwestern Mutual, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.